At Cardlay, culture isn’t something we say, it’s something we live. We believe the strongest teams are built on two things: Brains and Hearts.
Brains & hearts
at the core
This dual framework is the foundation of how we think, lead, collaborate, and grow together. Whether you’re joining Cardlay or growing with us, you’ll see Brains and Hearts in action from your very first day.
Our core values of brains and hearts
At Cardlay, our core values guide both how we work internally and how we engage with the world. These values help us communicate effectively, stay aligned, and drive success.
Scalability
We empower bold decision-making, backed by trust and a strong reputation for excellence.
Ambition
We challenge the status quo, striving to exceed expectations and continuously raise the bar.
Commitment
We align with our vision, consistently delivering high-quality products and transparent communication.
Talent
We invest in growth by fostering a culture of development and supporting team collaboration.
Generosity
We prioritize open communication, sharing knowledge, time, and a sense of community.
Collaboration
We build trust and teamwork, working together to achieve mutual success and shared goals.
Brains and Hearts is more than
a mindset. It’s a practice that
shows up in:
1
Onboading
Every new team member is welcomed into our culture from day one, not just shown the ropes, but invited into the story.
2
1:1s & Development Talks
We use Brains and Hearts as a framework to give feedback, set goals, and support personal and professional growth.
3
Team Rituals & Company Events
From strategy offsites to our beloved annual team trips, we build connections through shared experiences.
4
Performance & Leadership
We evaluate impact not just on what you achieve, but how you bring others along.
1
Onboading
Every new team member is welcomed into our culture from day one, not just shown the ropes, but invited into the story.
2
1:1s & Development Talks
We use Brains and Hearts as a framework to give feedback, set goals, and support personal and professional growth.
3
Team Rituals & Company Events
From strategy offsites to our beloved annual team trips, we build connections through shared experiences.
4
Performance & Leadership
We evaluate impact not just on what you achieve, but how you bring others along.
1
Onboading
Every new team member is welcomed into our culture from day one, not just shown the ropes, but invited into the story.
2
1:1s & Development Talks
We use Brains and Hearts as a framework to give feedback, set goals, and support personal and professional growth.
3
Team Rituals & Company Events
From strategy offsites to our beloved annual team trips, we build connections through shared experiences.
4
Performance & Leadership
We evaluate impact not just on what you achieve, but how you bring others along.
1
Onboading
Every new team member is welcomed into our culture from day one, not just shown the ropes, but invited into the story.
2
1:1s & Development Talks
We use Brains and Hearts as a framework to give feedback, set goals, and support personal and professional growth.
3
Team Rituals & Company Events
From strategy offsites to our beloved annual team trips, we build connections through shared experiences.
4
Performance & Leadership
We evaluate impact not just on what you achieve, but how you bring others along.
Testimonials
Life at Cardlay:
Stories from the Team
At Cardlay, our success is driven by the people behind the product.
Mette B. Dehn
Marketing & Communication Manager
"We have such a collaborative work environment and everyone here is super nice. I really enjoy coming to work everyday, I get to work with a great group of people, who help me raise my game. We have a unique team spirit that I love being a part of and Cardlay is on a very exciting journey that you don't want to miss."
1/3
Jannick Asmus
Head of Design
"Working for Cardlay means working with the philosophy of design first. We always design our solution for the human in front of the screen. Instead of MVP, we design our product by MLP (most loveable product). I really enjoy working together with so many people, who are specialists within their field. It creates such a great atmosphere and inspires me everyday."
2/3
Jane Brink Olsen
Senior UX Specialist
"The best thing about working at Cardlay is for sure the awesome mix of bad humor combined with the high level of competencies that everyone brings to the table. Cardlay's ambitions are sky high and we are able to have fun while reaching our goals."
3/3
Jannick Asmus
Head of Design
"Working for Cardlay means working with the philosophy of design first. We always design our solution for the human in front of the screen. Instead of MVP, we design our product by MLP (most loveable product). I really enjoy working together with so many people, who are specialists within their field. It creates such a great atmosphere and inspires me everyday."
2/3
Jane Brink Olsen
Senior UX Specialist
"The best thing about working at Cardlay is for sure the awesome mix of bad humor combined with the high level of competencies that everyone brings to the table. Cardlay's ambitions are sky high and we are able to have fun while reaching our goals."
3/3
Mette B. Dehn
Marketing & Communication Manager
"We have such a collaborative work environment and everyone here is super nice. I really enjoy coming to work everyday, I get to work with a great group of people, who help me raise my game. We have a unique team spirit that I love being a part of and Cardlay is on a very exciting journey that you don't want to miss."
1/3
Jannick Asmus
Head of Design
"Working for Cardlay means working with the philosophy of design first. We always design our solution for the human in front of the screen. Instead of MVP, we design our product by MLP (most loveable product). I really enjoy working together with so many people, who are specialists within their field. It creates such a great atmosphere and inspires me everyday."
2/3
Jane Brink Olsen
Senior UX Specialist
"The best thing about working at Cardlay is for sure the awesome mix of bad humor combined with the high level of competencies that everyone brings to the table. Cardlay's ambitions are sky high and we are able to have fun while reaching our goals."
3/3
Mette B. Dehn
Marketing & Communication Manager
"We have such a collaborative work environment and everyone here is super nice. I really enjoy coming to work everyday, I get to work with a great group of people, who help me raise my game. We have a unique team spirit that I love being a part of and Cardlay is on a very exciting journey that you don't want to miss."
1/3
Jannick Asmus
Head of Design
"Working for Cardlay means working with the philosophy of design first. We always design our solution for the human in front of the screen. Instead of MVP, we design our product by MLP (most loveable product). I really enjoy working together with so many people, who are specialists within their field. It creates such a great atmosphere and inspires me everyday."
2/3
Jane Brink Olsen
Senior UX Specialist
"The best thing about working at Cardlay is for sure the awesome mix of bad humor combined with the high level of competencies that everyone brings to the table. Cardlay's ambitions are sky high and we are able to have fun while reaching our goals."
3/3
Mette B. Dehn
Marketing & Communication Manager
"We have such a collaborative work environment and everyone here is super nice. I really enjoy coming to work everyday, I get to work with a great group of people, who help me raise my game. We have a unique team spirit that I love being a part of and Cardlay is on a very exciting journey that you don't want to miss."
1/3
Jannick Asmus
Head of Design
"Working for Cardlay means working with the philosophy of design first. We always design our solution for the human in front of the screen. Instead of MVP, we design our product by MLP (most loveable product). I really enjoy working together with so many people, who are specialists within their field. It creates such a great atmosphere and inspires me everyday."
2/3
Jane Brink Olsen
Senior UX Specialist
"The best thing about working at Cardlay is for sure the awesome mix of bad humor combined with the high level of competencies that everyone brings to the table. Cardlay's ambitions are sky high and we are able to have fun while reaching our goals."
3/3
Mette B. Dehn
Marketing & Communication Manager
"We have such a collaborative work environment and everyone here is super nice. I really enjoy coming to work everyday, I get to work with a great group of people, who help me raise my game. We have a unique team spirit that I love being a part of and Cardlay is on a very exciting journey that you don't want to miss."
1/3
Jannick Asmus
Head of Design
"Working for Cardlay means working with the philosophy of design first. We always design our solution for the human in front of the screen. Instead of MVP, we design our product by MLP (most loveable product). I really enjoy working together with so many people, who are specialists within their field. It creates such a great atmosphere and inspires me everyday."
2/3
Jane Brink Olsen
Senior UX Specialist
"The best thing about working at Cardlay is for sure the awesome mix of bad humor combined with the high level of competencies that everyone brings to the table. Cardlay's ambitions are sky high and we are able to have fun while reaching our goals."
3/3
Get Cardlay now?
Ready to transform your spend management to the next level?
Reach out. We are here to help.
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense C
Copenhagen office
Langebrogade 4 • DK-1411 København K
• VAT no DK37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
Get Cardlay now?
Ready to transform your spend management to the next level?
Reach out. We are here to help.
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense C
Copenhagen office
Langebrogade 4 • DK-1411 København K
• VAT no DK37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
Get Cardlay now?
Ready to transform your spend management to the next level?
Reach out. We are here to help.
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense C
Copenhagen office
Langebrogade 4 • DK-1411 København K
• VAT no DK37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
Get Cardlay now?
Ready to transform your spend management to the next level?
Reach out. We are here to help.
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense C
Copenhagen office
Langebrogade 4 • DK-1411 København K
CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team