Built for scale.
Trusted for control.
Enable mid-market businesses with a fully integrated card and expense experience — combining flexibility, control, and scalability on a platform built to grow with you.
Why Cardlay for mid-market?
As operations grow, so does complexity. Cardlay helps mid-sized companies stay efficient and compliant—with centralized control and flexible tools that scale.
Optimize your business spending
Gain full visibility and control over spend across teams and entities. One unified platform for cards, expenses, and policies.
15
sec
That’s all it takes from approval to getting your card on your phone.
Custom permissions by team, role, or entity
Structure your organisation exactly the way you operate. With flexible permission settings, you can define roles, responsibilities, and access levels across teams, departments, and legal entities.
Scale with confidence. Control with precision.
Cost code tagging
Track spend by project, client, or location
ERP-ready data
Seamless integration with your finance systems
Real-time controls
Adjust card settings instantly, company-wide
Card Programs
Standardized issuance across departments
Approval workflows
Full visibility and control of spend across your organisation. One platform connecting cards, expenses, and policies reducing manual work and improving accuracy.
ERP-ready data
Automatically structured and enriched spend data, ready to integrate with your ERP. reducing manual work and ensuring accurate, efficient reconciliation.
Cost code tagging
Track spend by project, location, or client. Data-rich and tailored to your structure, ensuring accurate allocation, better reporting, and full financial transparency.
Effortless team & permission management
Create teams, set rules, and control access — all in one place. Cardlay makes it easy to assign cost codes, manage permissions, and keep data secure without the admin headache.
Real-time controls
Adjust card settings instantly, company-wide. Apply controls, limits, and rules in real time, ensuring consistent governance and full control across your organisation.
Card programs
Standardised issuance across departments. Create consistent card programs with predefined settings, limits, and controls—ensuring scalable management and full organisational alignment.
