Expense Management.
Automated. Accurate. In Control.
Automate capture, streamline workflows, and gain real-time control over company spend
Unified expense management for your business
Cardlay streamlines expense handling with real-time visibility, smart automation, and full configurability
Built-in assistant
Receipts matched to transactions instantly
Automatically extract key data from receipts
Match receipts to transactions in real time
Detect mismatches and missing documentation
Reduce manual work for employees and finance teams
Smart reminders
Nudges keep expenses complete and on time
Notify employees instantly after a transaction is made
Remind users of missing receipts or incomplete expenses
Reduce late submissions and end-of-month stress
Keep finance teams aligned with real-time visibility
Policies in check
Align with corporate accounting structures
Card management
Issue, configure, and update cards in real time. All in one app.
Travel expense management
Simplify travel spend from booking to reimbursement.
Payment cards
Offer flexible payment options with virtual and physical cards.
Expense workflows
Streamline how expenses are submitted, reviewed, and approved.
Custom workflows
Tailored approvals and cost codes by your rules
Define approval flows based on roles, teams, or entities
Automate approvals for low-risk or recurring expenses
Ensure compliance with company policies at every step
Maintain full audit trails for transparency and control
Review expenses in seconds
Full visibility. Faster decisions.
Review and approve expenses in one unified overview
Filter and sort by employee, category, or status
Access complete expense history
Export or sync data directly to your ERP system
ERP ready data
Out-of-the-box ERP integrations via leading providers plus flexible APIs for fully tailored setups.
Review expenses in seconds
Get a complete, structured view of every expense the moment it’s created. With enriched transaction data, attached receipts, and clear context, finance teams can review, validate, and approve expenses faster — without chasing missing information or switching between systems.
Smart controls
Set limits by spend type, location, time, and more
Smart review
Instantly see complete, ready-to-approve expenses
