Who is Cardlay?

We’re transforming how companies manage cards, payments, and expenses—making it digital, intelligent, and paperwork-free.

Founded in 2016, Cardlay is a Danish FinTech company with a clear purpose:

Founded in 2016, Cardlay is a Danish FinTech company with a clear purpose:


We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

Our mission

We empower banks, card issuers, and financial institutions to deliver end-to-end spend management solutions through seamless technology integration.

Our software automates and simplifies business processes, including:

Commercial cards

Digital and physical company cards for easy, controlled spending.

Card management

Full control, insights and monitoring, all in one platform.

Travel expense management

Effortless tracking of every trip and spend with policy compliance.

Automated EU VAT reclaim

Maximize savings with seamless, automated VAT recovery.

Why choose Cardlay?

With a focus on digital connectivity, rapid deployment, and go-to-market support, we help partners meet user needs efficiently. Leveraging AI and intelligent solutions, Cardlay drives innovation in business process automation and transforms financial technology.

+30

talented professionals

9

nationalities

2016

founded

Cardlay’s taking over the world!

We empower businesses across the globe to enjoy hassle-free card and expense management.

🇩🇰

Denmark

2 offices

🇺🇸

United States

2 offices

Meet the team behind Cardlay

Our team is a blend of 9 nationalities with diverse skills and experiences. From developers passionate about the latest trends to senior C-levels with questionable dad humor, we’re a fun and dynamic group.

Join our global journey, collaborating with leading players in payment innovation. With recent funding, we’re scaling fast—ready for the challenge?
See our open positions

One thing most of us share?
A love for burgers, because who doesn’t?

Management

Meet our senior management team, who brings a wealth of experience and strategic vision, driving innovation and growth across all aspects of our business.

Jørgen Christian Juul

CEO & Founder

Jørgen Christian Juul

CEO & Founder

Jørgen Christian Juul

CEO & Founder

Jørgen Christian Juul

CEO & Founder

Simon Birch Skou

CMO/CRO

Kasper Guul Laursen

Chief Sales Officer

Michel Thorsen

Chief Technology Officer

Stefan Ettrup Zeuthen

Chief Financial Officer

Join us

We love challenges,
and hire the best.

We continue to search for new ideas and better experiences in everything we do. And we do it together.

We are looking exactly for YOU if you have that high level toolbox and the Cardlay-factor mindset.
See you soon!

Unsolicited application

We are always looking for new talent to add value to our team. Even if there are no current job openings that fit you, we welcome inquiries from engaged and skilled individuals.

Get Cardlay now?

Ready to transform your spend management to the next level?
Reach out. We are here to help.

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense C

Copenhagen office

Langebrogade 4 • DK-1411 København K

• VAT no DK37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team

Get Cardlay now?

Ready to transform your spend management to the next level?
Reach out. We are here to help.

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense C

Copenhagen office

Langebrogade 4 • DK-1411 København K

• VAT no DK37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team

Get Cardlay now?

Ready to transform your spend management to the next level?
Reach out. We are here to help.

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense C

Copenhagen office

Langebrogade 4 • DK-1411 København K

• VAT no DK37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team

Get Cardlay now?

Ready to transform your spend management to the next level?
Reach out. We are here to help.

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense C

Copenhagen office

Langebrogade 4 • DK-1411 København K

CVR. 37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team