Who is Cardlay?
We’re transforming how companies manage cards, payments, and expenses—making it digital, intelligent, and paperwork-free.
Founded in 2016, Cardlay is a Danish FinTech company with a clear purpose:
Founded in 2016, Cardlay is a Danish FinTech company with a clear purpose:
We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
Our mission
We empower banks, card issuers, and financial institutions to deliver end-to-end spend management solutions through seamless technology integration.
Our software automates and simplifies business processes, including:
Commercial cards
Digital and physical company cards for easy, controlled spending.
Card management
Full control, insights and monitoring, all in one platform.
Travel expense management
Effortless tracking of every trip and spend with policy compliance.
Automated EU VAT reclaim
Maximize savings with seamless, automated VAT recovery.
Why choose Cardlay?
With a focus on digital connectivity, rapid deployment, and go-to-market support, we help partners meet user needs efficiently. Leveraging AI and intelligent solutions, Cardlay drives innovation in business process automation and transforms financial technology.
+30
talented professionals
9
nationalities
2016
founded
Cardlay’s taking over the world!
We empower businesses across the globe to enjoy hassle-free card and expense management.
🇩🇰
Denmark
2 offices
🇺🇸
United States
2 offices
Meet the team behind Cardlay
Our team is a blend of 9 nationalities with diverse skills and experiences. From developers passionate about the latest trends to senior C-levels with questionable dad humor, we’re a fun and dynamic group.
Join our global journey, collaborating with leading players in payment innovation. With recent funding, we’re scaling fast—ready for the challenge?
See our open positions
One thing most of us share?
A love for burgers, because who doesn’t?
Management
Meet our senior management team, who brings a wealth of experience and strategic vision, driving innovation and growth across all aspects of our business.
Join us
We love challenges,
and hire the best.
We continue to search for new ideas and better experiences in everything we do. And we do it together.
We are looking exactly for YOU if you have that high level toolbox and the Cardlay-factor mindset.
See you soon!
Unsolicited application
We are always looking for new talent to add value to our team. Even if there are no current job openings that fit you, we welcome inquiries from engaged and skilled individuals.
Let’s transform your business
Launch your own embedded card and expense management solution with us.



























