Build for micro businesses
Delivered by you.
Enable small and micro businesses with a simple, intuitive spend management experience fully under your brand, powered by Cardlay.
Powerful. Simple. Fast.
Cardlay removes the hassle of manual processes with an intuitive platform tailored to small teams. No finance department? No problem.
Instant cards
Virtual cards in seconds—no paperwork, instantly available for use, giving employees immediate access to company spending power
Card programs
Issue multiple cards with consistent settings Effortlessly issue and manage multiple cards with consistent settings, tailored limits, and automated controls.
Expense automation
Expense automation built in—turn transactions into ready-to-process expenses instantly, reducing friction for employees and control for finance teams.
Automate the work.
Keep the control.
Spencer improves expense handling by automatically reviewing and matching data, reducing errors and freeing up time for finance and business owners
Spend policies
Save time and set up policies to simplify your day-to-day tasks, helping enforce rules, reduce errors, and keep spending aligned with company guidelines
Mobile-first design
Easy to use, no training required. Intuitive interface designed for speed and simplicity, helping users manage cards and expenses effortlessly from anywhere, anytime.
Save time. Stay in control.
Go live in days, not weeks.
