Card Management. Instant.
Controlled. Seamless.

Issue and manage corporate cards in seconds—virtual or physical.

Every Card You Need, In One Place

With Cardlay’s white-label platform, you get full control without manual hassle.

Physical cards, built for real-world spend

Cardlay enables seamless ordering, activation, and management of physical cards, fully integrated into your existing issuing setup and delivered through your own branded experience.

Physical cards, built for real-world spend

Cardlay enables seamless ordering, activation, and management of physical cards, fully integrated into your existing issuing setup and delivered through your own branded experience.

Smart controls

Set limits by spend type, location, time, and more. Define exactly how, where, and when cards can be used, from merchant categories and geographies to online payments and ATM withdrawals. 

Smart controls

Set limits by spend type, location, time, and more. Define exactly how, where, and when cards can be used, from merchant categories and geographies to online payments and ATM withdrawals. 

Instant issuance

Virtual cards ready in seconds

Instant issuance via mobile and web

Custom limits, expiry date, and usage rules

Approval flows for controlled distribution

Ideal for online payments, subscriptions and ad spend

Let’s make your card business more profitable.

Built-in workflows

Fast and secure card management

Streamline how cards are requested, approved, and issued across your organisation

Ensure every request follows the right approval process

Manage the full lifecycle from request to activation within one controlled flow

Reduce manual work, improve security, and ensure full compliance with company policies

More than just a corporate card

Security

Protect your business with security across the entire card lifecycle. From real-time controls to fraud detection and secure authentication, every transaction is monitored and controlled without slowing users down.

Innovation

Scalability

Security

Protect your business with security across the entire card lifecycle. From real-time controls to fraud detection and secure authentication, every transaction is monitored and controlled without slowing users down.

Innovation

Scalability

Get Cardlay now?

Ready to transform your spend management to the next level?
Reach out. We are here to help.

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense C

Copenhagen office

Langebrogade 4 • DK-1411 København K

• VAT no DK37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team

Get Cardlay now?

Ready to transform your spend management to the next level?
Reach out. We are here to help.

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense C

Copenhagen office

Langebrogade 4 • DK-1411 København K

• VAT no DK37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team

Get Cardlay now?

Ready to transform your spend management to the next level?
Reach out. We are here to help.

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense C

Copenhagen office

Langebrogade 4 • DK-1411 København K

• VAT no DK37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team

Get Cardlay now?

Ready to transform your spend management to the next level?
Reach out. We are here to help.

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solutions catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense C

Copenhagen office

Langebrogade 4 • DK-1411 København K

CVR. 37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team