Open-loop cards and Spend Management for your Fleet/mobility business

Expand the usage of the cards into more locations and increase transaction volumes in a secure way

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Extend your fleet/mobility offering by grasping into open-loop cards with digital tools to control payment and expenses

Expand usage of cards

Expand the reach of your card program to merchants and vendors outside of your closed-loop network, increasing the usability and value of your card program to your clients, while controlling fraud and misuse risk through a modern and comprehensive suite of spend management controls.

Increase transaction volumes

New spends possibilities, expansion of target user groups besides driver and adjacent spend equals higher transaction volumes meaning more and new revenues from both existing and new clients.

Easy travel expense handling

Simplify your clients travel expense reporting procedure by getting rid of out-of-pocket and case-advance payment and save the administrative hassles of receipts and manual bank transfers.

Effortless accounting

Simplify your clients expense reporting procedures by getting rid of out-of-pocket and case-advance payment with simplifying VAT reimbursement - everything embedded into accounting processes.

Embedded Virtual Cards with Concur Expense

Pre-approved issuance of virtual cards on demand facilitates a highly efficient mechanism to put cards in the hands of previously un-carded employees, and eliminates non-authorized payments and inefficient processes such as cash-advances and out-of-pocket expense reimbursement.

Product available with Mastercard

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Cardlay spend platform

Card Management

Expense Management

Vattax

Configurable and cloud native 

Cardlay’s highly configurable platform allows each partner to set up the platform to meet their needs, without costly and time consuming costumed development. The platform is completely hosted on the AWS fully PCI-DSS compliant cloud infrastructure and maintained according to highest standards.

Secure and compliant

Corporate customers need real-time data flows and notifications to enhance usability and streamline the card management and expense reconciliation process. Push notifications, real-time data flows between systems, and embedded control functions ensure the necessary security, transactional transparency, and optimal client experience.

Scalable

With a network of issuers across multiple geographies and real-world experience launching white label solutions on different infrastructures, Cardlay is uniquely positioned to support your efforts to expand your card services offering into new markets geographically and further scale your portfolio.

Faster time-to-market

Leverage state-of-the-art technology to reduce missed opportunities while delivering a flexible and innovative set of product capabilities to market faster.

Connecting the dots through partnerships

Mastercard

Visa

SAP Concur

SEB

Eurocard

Citi

Stay relevant and secure stickiness

With a fast changing market environment, open loop payment offerings will over time power most B2B mobility spend and unlock new revenue potential by attracting new spend types for the mobility card issuer. Investering in open loop card offering and beginning the transition to better cope with changing regulatory demand and meeting customer needs securing your relevance in the market.

Arm yourself with new digital offerings

Keep up with digitization, an increasing need for better user experience and an embedded payment process across all spend types by choosing a partner to arm you with an end-to-end spend management system in which your corporate clients are able to manage everything themselves both from administration and cardholder point-of-view.

Seamless offering and flexible adaptation

Instant and device agnostic payments are rapidly growing and corporate clients expect a seamless and integrated payments experience across devices. The need for both virtual and physical payment methods for different use cases with smart data capture can increase efficiency, reduce costs, and unlock additional customer service opportunities.

How to get started

Solution design and alignment

Workshop with our product and commercial experts Defining your spend management solution mix

Integration & implementation

Partner integration process, product configuration, implementation and customization.

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Discovery process

Joint workshops in four streams to uncover the relevant details of your future digital offering 8 weeks process that illuminate all aspects of our future partnership

Market launch and scale

Pilot & PoC. Full market launch. Scale you corporate card portfolio with more card to existing customers and fast onboarding of new ones

1

Solution design and alignment

Workshop with our product and commercial experts Defining your spend management solution mix

2

Discovery process

Joint workshops in four streams to uncover the relevant details of your future digital offering 8 weeks process that illuminate all aspects of our future partnership

3

Integration & implementation

Partner integration process, product configuration, implementation and customization.

4

Market launch and scale

Pilot & PoC. Full market launch. Scale you corporate card portfolio with more card to existing customers and fast onboarding of new ones

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Get your virtual payment card program for SAP Concur® now

Get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees.

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant

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Book a demo now

Want to get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees? Book a demo now

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant