Our partnerships

Strong Partnerships. Your vision for growth.

We deliver strong value and direct business case impact

New revenue streams

  • Attractive revenue share model of services fees
  • Vattax share of EU VAT reclaims

Strategic value

  • Market differentiation
  • Faster and scaleable tech solutions and go-to-market
  • Access to innovative and specialist talent pool

Indirect gains

  • Attract more clients in the market
  • Secure stickiness and retention of current clients
  • Increase customer and cardholder satisfaction
  • Optimization of corporate processes

Core business impact

  • Higher adoption of virtual and conventional cards
  • Increased spending volume
  • Reduced servicing cost from digitalization

Our strategic partnership with the fleet card issuer LUNADIS, which operates payment cards for the DKV Mobility Group, delivers an end-to-end card, expense and VAT reclaim capability to the transportation and logistics industry in Germany. The new solution called LUNADIS Pay is based on Cardlay’s private label software that delivers a scalable end-to-end, secure and compliant software platform to better manage corporate cards, expense handling and VAT reclaim for the transportation and logistics industry in Europe. The Cardlay partnership is the first step for LUNADIS to manifest the leading position within the fleet and company card payment solutions for the European transportation industry.

“Together with Cardlay, we aim to deliver an exceptional client experience that is intuitive, paperless and fully digitalized to our customers across Europe. Our customers and their customers, the cardholders, will benefit from an open-loop card solution with positive administrative and cost effects. From integrated card management to expense management and VAT reclaim, which due to automation is possible for even small amounts.” says Frank Hock, CEO of DKV Mobility Group and LUNADIS.

Learn more about LUNADIS here

Our partnership with SAP Concur exists to create a strong offering for large corporations. Our white-label card management and payment solution integrates directly to SAP Concur’s back-end systems. The partnership with SAP Concur is the first of its kind globally. The vision is to leapfrog payment innovation and expense handling for large corporations. In this way, substituting the vast majority of cash and private card expenses with commercial cards, and optimizing the user journey for millions of corporate employees. The Payment Cloud offers a new powerful tool for bank’s corporate clients to give full control, overview and a seamless experience of card management and expense reconciliation in real-time.

SAP Concur is committed to reinventing travel, expense, and invoice management with tools that simplify everyday processes and create better experiences. SAP Concur develops technology that automates and integrates travel, expense, and invoice management. SAP Concur solutions simplify spend management and help organizations operate in more efficient and cost-effective ways.

Learn more about SAP Concur here

PwC is our trusted partner on our Vattax product, which is a digital self-service solution to reclaim non-domestic VAT in Europe.

Through our partnership with PwC we deliver an integrated digital solution to handle VAT reclaims and go-to-market support for banks and issuers.
The vast majority of companies do not reclaim VAT due to the fact that the application process is time-consuming or companies are simply not aware of VAT rules.

Vattax is an integrated solution to our white-label card management and expense management products. We use advanced OCR and AI technology to enrich, detect and automate most of the transaction data and information required to reclaim.
PwC is one of the world's largest accounting firms and leading VAT reclaim experts. PwC operates in over 150 countries and covers all customer segments from small to global

Learn more about PwC here


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Want to get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees? Book a demo now

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant