Grow your business with all-in-one cards and spend manage-ment solutions

Offer new corporate payment solutions with integrated cards and expense management.

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Extend your payment capabilities with cards and spend management

Secure and flexible payments on corporate cards

Offer new fast and secure ways of payment reconciliation for your clients. Enhance the ability to expand payment options with cards, while maintaining complete control over all aspects of card usage through our white label spend management platform.

Create new revenue streams

Expand usage and spend volumes by enabling a greater number of employees to use cards for a broader range of spend categories, driving greater revenue growth and new client acquisition.

Real time processes and advanced data analytics

Corporate clients and the finance department demand real time data flows and advanced analytics to create high usability and a seamless process for the handling of cards, expenses and the reconciliation processes. A real time and full overview of corporate spending comprised in an embedded payment journey to control everything is key.

Effortless accounting

Streamline your corporate clients expense handling and reporting procedures by offering a seamless user journey for both employees and admins by getting all payments data into one place.

Cardlay spend management platform

Card Management

Expense Management

Vattax

Configurable and cloud native

Cardlay’s modular and highly configurable solution allows each partner to set up to meet their needs, without costly and time consuming customisation. The platform is completely hosted on the AWS fully PCI-DSS compliant cloud infrastructure and maintained according to highest standards.

Secure and compliant

We are PCI-DSS compliant, ensuring that our applications fully meet your risk and compliance standards.

Scalable

With a network of issuers across multiple geographies and real-world experience launching white label solutions on different infrastructures, Cardlay is uniquely positioned to support your efforts to expand your card services offering into new markets geographically and further scale your portfolio.

Faster time-to-market

Leverage state-of-the-art technology to reduce missed opportunities while delivering a flexible and innovative set of product capabilities to market faster.

Connecting the dots through partnerships

Mastercard

Visa

SAP Concur

SEB

Eurocard

Citi

How we can help you

Account payables software

Extending and adding a full spend management solution to our AP offering, enables us to not only offer a full corporate card solution to grow our business significantly, but also gives us the missing piece of our puzzle in providing our clients with a full financial insight into their spending by adding data from miscellaneous employee spend

Cloud ERP

Incorporating a full spend management solution to the platform enables us to tap into the payment value chain, not only adding extra revenue streams, but also giving us a differentiating advantage to our direct and indirect competitors, including fintech companies.

Corporate travel management

Integrating corporate cards with a full spend management solution allows Corporate Travel Management Software providers to deliver embedded payments directly, without needing to integrate across multiple systems and external payment gateways. Simpler, faster, and more economically sustainable.

How to get started

Solution design and alignment

Workshop with our product and commercial experts Defining your spend management solution mix

Integration & implementation

Partner integration process, product configuration, implementation and customization.

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Discovery process

Joint workshops in four streams to uncover the relevant details of your future digital offering 8 weeks process that illuminate all aspects of our future partnership

Market launch and scale

Pilot & PoC. Full market launch. Scale you corporate card portfolio with more card to existing customers and fast onboarding of new ones

1

Solution design and alignment

Workshop with our product and commercial experts Defining your spend management solution mix

2

Discovery process

Joint workshops in four streams to uncover the relevant details of your future digital offering 8 weeks process that illuminate all aspects of our future partnership

3

Integration & implementation

Partner integration process, product configuration, implementation and customization.

4

Market launch and scale

Pilot & PoC. Full market launch. Scale you corporate card portfolio with more card to existing customers and fast onboarding of new ones

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Get your virtual payment card program for SAP Concur® now

Get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees.

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant

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Book a demo now

Want to get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees? Book a demo now

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant