Maximize your offering with integrated white-label spend management
Business customers now expect more from their financial solutions, seeking seamless, digital, and fully integrated experiences that simplify operations and enhance efficiency.
The tech ecosystem is evolving rapidly, with new players emerging to meet these demands and seize opportunities.
By offering integrated commercial card and payment solutions, companies can take a more holistic approach, catering to modern businesses that prioritize speed, transparency, and ease of use. As expectations continue to rise, businesses that embrace innovation and deliver exceptional user experiences will stand out in this competitive landscape.
Maybe we can help you to?
Enhanced user experience
Features that will help your customers work smarter
Mobile application
Issue and tokenize virtual cards in the app, anytime, anywhere
Web application
Multiple export options
Export as Excel
Export in csv
Open API
Direct integration to multiple ERP's
...
Web application
Intuitive approval flows and swiftly manage expenses
Allow ATM withdrawal
Allow online payment
All countries allowed
Some categories allowed
Card controls
Web application
Extensive and granulated spend controls on cards
Mobile application
View transactions (in real-time)
Good morning,
Jovan Upshaw
Cardlay Payment Solutions A/S
9:41
Transactions
See all
Mountain view hotel
11:51 Reservation
EUR 215,00
DKK 1.602,57
Meatup
23:11
EUR 52
DKK 387,60
Kronetaxa
18:43
DKK 310,80
DKK 310,80
Parking
10:43
DKK 12.56
DKK 12.56
Out of pocket
See all
Fuel and food
11:58
DKK 50,00
Mileage trips
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Billedskærervej 17
Langebrogade 4
km 164
DD34567
Langebrogade 4
Billedskærervej 17
km 164
DD34567
Need attention
1
Mountain view hotel
11:51 Reservation
EUR 215,00
•••• 1234
Web application
Full overview of active cards
Mobile application
Manage expenses on the go
Mobile application
Push notifications and messaging
Mountain view hotel
Now
You have spent EUR 120.00 and are ready to enrich the expense
Needs your attention
Now
Mountain view hotel EUR 120.00. Hi, please finalise and submit your expense.
Administrator
Expense manager
Card manager
Driver
Access rights
Web application
Flexible organisation overview: Manage fleet manager and driver permissions
Why should you work with Cardlay?
Launch your own embedded spend management solution with us
Empower your tech business with secure, flexible commercial cards and seamless spend management. Our white-label solution helps you unlock new revenue, streamline expenses, and gain real-time insights.
Embedded spend management under your brand drives revenue, accelerates growth, improves customer experience, and boosts loyalty.
Cards-as-a-Service - we bring all the pieces
We connect underlying systems and partners to deliver a best-in-class commercial card solution under your brand. With our innovative white-label spend management platform, we empower tech companies to streamline expenses, enhance operational efficiency, and deliver seamless payment experiences across various spend categories.
The choice is yours
Our flexible, modular platform lets you tailor your approach—launch a complete spend management solution or start small with a card or expense management white-label solution, perfectly customized to meet your needs.
Card
management
Expense
management
We know fintech can be a bit tricky at times, so we’ve made it easy for you by answering the most common questions right here—clear, simple, and just for you!
Frequently asked questions
