What we do
We give banks, fleets, and fintechs the power to offer their SME and mid-market customers real-time control and visibility over company spending. Our white-label solution simplifies complex spend management into one intuitive flow—combining cards, expense handling, and reconciliation in a next-generation experience.
By integrating seamlessly with your infrastructure, we help finance teams work smarter, move faster, and stay compliant—without compromising security or user experience. So your customers can grow efficiently, spend wisely, and stay in control.
Liza Udell
I’ve set limits, spend type and location controls for the marketing team.
Card Management. Instant. Controlled. Seamless.
Issue and manage corporate cards in seconds—virtual or physical. With Cardlay’s white-label platform, you get full control without manual hassle.
No paperwork. No delays. Just smarter card management.
Card controls
Instant control, smarter spending – set limits, block categories, and manage cards in real-time.
Food and beverage
Denmark
USA
Allow ATM withdrawal
Allow online payment
USD
250.00
Jovan Upshaw
Virtual card
Reject
Approve
Expense Management. Automated. Accurate. In Control.
Cardlay streamlines expense handling with real-time visibility, smart automation, and full configurability—built for finance teams and effortless for employees.
Less admin, more control — expense management, simplified.
Expenses handled
of 500
Spend policies
25%
Approved
100
80%
Rejected
25
20%
Jovan Upshaw
Real estate corp
9:41
Transactions
See all
Mountain view hotel
11:51 Reservation
EUR 215,00
DKK 1.602,57
Meatup
23:11
EUR 52
DKK 387,60
Kronetaxa
18:43
DKK 310,80
DKK 310,80
Parking
10:43
DKK 12.56
DKK 12.56
Out of pocket
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Fuel and food
11:58
DKK 50,00
Mileage trips
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Billedskærervej 17
Langebrogade 4
km 164
DD34567
Langebrogade 4
Billedskærervej 17
km 164
DD34567
Need attention
1
Vitales
11:51
EUR 215,00
•••• 1234
One unified platform. All the control you need.
Cardlay combines card issuing, spend controls, and real-time expense automation into one powerful platform. Whether you’re managing 10 cards or 10,000, our solution scales with your business—keeping you agile, compliant, and ready for what’s next.
Smarter spending starts here.
Ready to learn more?
