Cardlay Spend Platform

Future proof your existing offering and get a solution that suits your existing customer base by adding our modules to your existing infrastructure. Our platform is built ground up using best in class engineering tools.

Connectors

  • Direct integrations to existing card issuers/processors
  • Cardlay BIN for a faster time to market
  • Connect to existing issuers in the Cardlay network

Cardlay Pay stack

  • Uniform data and functional capabilities across partners
  • Plug-in new card capabilities
  • Wallet integrations

Standard integration

  • Adhere to open API specifications
  • Proven robustness through internal usage
  • Integration to established ERPs

PCI-DSS cloud infrastructure

  • PCI-DSS compliant AWS infrastructure
  • Shared responsibility model
  • Horizontal scaling of resources

Scalable, Modular and Secure

Cloud native

We are completely cloud native hosted on PCI-DSS compliant AWS EU datacenter

Scalable

Scale horizontally with auto provisioning or resources.

Secure and Compliant

We are PCI-DSS compliant, ensuring that our applications are matching partner compliance needs

Completely Configurable

Solutions can be configured to each partner to meet their existing business processes.

Global Coverage

With our network of some of the largest banks we have presence in all of Europe, UK & US and will be keeping on adding more.

Fast Time to Market

Our standard platform helps keep the initial IT investment limited to integration towards issuers/partners

High Availability

We provide bank grade service availability subject to integration partner’s commitments

Continuous Deployment

We have a fully automated pipeline built for continuous innovation at scale.

Platform Stack

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Scale with Cardlay’s state of the art Spend Management platform

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Get your virtual payment card program for SAP Concur® now

Get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees.

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant

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Book a demo now

Want to get full control and visibility into company spending, avoid time-consuming paperwork and make life easier for all your employees? Book a demo now

  • Control company spending upfront

  • No subscription or set-up fees

  • PCI-DSS compliant